Multi-rail payment infrastructure for research peptides, nutraceuticals, and high-risk verticals. Card processing, ACH, and crypto rails unified under one gateway.
Stripe, PayPal, and Square actively terminate peptide merchant accounts. Often mid-transaction, with no warning.
90-180 day fund freezesHigh-risk processors charge 5-8% per transaction, demand 10% rolling reserves, and hit merchants with $100 chargeback fees.
3-6x standard processing ratesOne processor goes down, one acquiring bank relationship sours, and the entire business goes dark overnight.
MATCH list = industry blacklistPrimary processor down? Transactions route to the backup rail in real time. Your merchants never miss a sale because one bank got nervous.
FRPO labeling guidance, Certificate of Analysis templates, chargeback prevention tools. We keep merchants approved, not just processing.
Research peptides, nutraceuticals, supplements, CBD, telehealth. We understand the MCC codes, the acquiring bank relationships, and the regulatory landscape.
Card, ACH, and crypto transactions in a single view. Reconciliation, reporting, and dispute management across every rail. No more juggling three providers.
The regulatory environment keeps tightening. Traditional processors keep narrowing. RailForge exists because legitimate businesses shouldn't have to choose between accepting payments and staying compliant.